In the years leading up to the largest financial debacle in recent history, there was a noticeable attitude change prevalent throughout banking institutions around the world. In the past, lenders had been relatively conservative and relied on sound financial data before loaning out large quantities of money. However, as time went on, the allure of profit, control, and the proverbial blindfold of groupthink captivated and almost brought down the industry.
In the current economic paradigm, money is created from debt, and the system of credit, as well as risk, prevails. With this in mind, it is easy to start building a picture of how, and why, the great recession came about. Like anything in nature, the reasons why things played out the way they did is a multifaceted issue.
At the time, the housing market was as unfaltering. It was commonly accepted doctrine that house prices would always rise, and that, all in all, residential real estate was a great investment. Before the bubble burst, the idea of ‘flipping’ houses was introduced onto the collective unconscious, and the idea that there was money to be made was held onto fervently.
As this idea became wider spread and more pronounced it completely saturated the banking and investment industries. The global pool of money was itching to grow; it needed to find high yield, low risk investments and mortgage-backed securities seemed the way to go.
Since the hosing market was considered infallible, and because of the global pool of money’s insatiable appetite for attractive investments, the requirements for obtaining a mortgage became more and more lax while the perceived incentives for loaning out money became more and more pronounced. Incentives from both the investment and banking side compounded upon one another and before long, NINA (no income no asset) mortgages because relatively commonplace. The real magic came about when people were able to acquire a mortgage with no collateral and have their debt traded as relatively money good, having the same value as liquid cash in hand.
There was substantial risk of default by owning a single mortgage by itself; therefore, mortgage backed financial instruments such as CDOs surged in popularity as they attempted to diversify and further mitigate risk. A CDO or collateralized debt obligation was central to the global credit crisis of 2008. Through the magic of financial alchemy, money good assets could be created from a mixture of toxic debts. A CDO at its core is created from tranches, or fractions, of mortgage-backed securities which themselves are composed of numerous mortgages wrapped up in a neat package. By theoretically erasing risk from a debt portfolio, CDOs became highly profitable and popular for all parties involved except for, of course, the end investor.
At the height of the mortgage bubble, IndyMac bank was rapidly growing its business operations and its debt portfolio. To spark and sustain its growth, the bank, in the most non-ironic sense, relied on credit. However, there exists a tipping point where this system can no longer be sustainable and it collapses in on itself. As the world began to realize what was going on, IndyMac, among others, were no longer able to sell risky debt and began to default; falling like dominoes. Money was created and erased out of thin air by issuing, buying, and selling bad debt. Although hindsight is twenty-twenty, it seems so painfully obvious that there were problems brewing. Even though all of the technical financial data showed otherwise, does group mentality really eclipse common sense?
So what can be the take away from this scenario, and how could value be reevaluated? How is it that people die everyday from a ‘lack of money’ while value managers (bankers) are so irresponsible? In order to escape the cyclic nature of history, society must learn and evolve from those that came before. The central tenant of economics is to find a means to combat scarcity, so how can there be a system set in place to eliminate the certain struggles that each individual faces, and to promote life, liberty, and the pursuit of happiness? Money for money makes us all poor in the same sense that an eye for an eye blinds us all. The economic freedom to life and the economic freedom of having a choice are imperative. Without these central ideals, we are all simply disposable cogs in a machine; slaves to our real masters -- our own deluded sense of value.
There’s merit in the road less taken.
There fun the challenge, and there’s success in the defeat. How you look at life will change it entirely.
To start something, we must gain permission from those that hold the cards.
I've realized something, cash is king. Rather, value is king. What WE hold to be valuable comes to fruition, but our sense of value is distorted, playing into the hands of the few rather than the many. Our collective voice is stifled by those that control and influence, but what can the average person do? We simply have not, and it's this curious type of circular reasoning that draws us back into the trap. RAMBLE RAMBLE RAMBLE FINISH LATER, COOL IDEA THO
The idea of time is an illusion, an allusion to the idea that there is change. Fundamentally, everything is the same; it is one. All the while, for experience to exist there must be change, but in absolutist terms there is no change. Imagine a motion picture, each frame is still, complete and whole as a separate frame. However it is not a movie standing still; it is just a simple picture. As the animators draw one frame, and then the next, and the next, the illusion of motion can be seen though a sequential layering of drawn out events. There is no such thing as a past or future that is separate than that of the present. Each moment is a separate and whole probabilistic reality that is not dependent upon a certain path; it is a complete snapshot that can be accessed. The universe exists as an infinite unordered set of probable events that can be traversed though time in whichever manor discrete from the reaching influences of the past and the encroaching expectation of the future. To quote the instrumental physicist Albert Einstein, “The distinction between past, present, and future is only a stubbornly persistent illusion.”
Is time linear? It can be, but it is important to take into account the relativistic and subjective nature of the universe itself. Once again, according to Einstein (as well as those that built upon his ideas) and his work, time is dependent upon the observer. Clocks on the Space Shuttle run slightly slower than reference clocks on Earth. It has been scientifically proven that time itself is moldable by differences in certain properties such as gravity and velocity. In a certain sense, this is akin to altering the frame rate upon the movie of life.
TimeLINEs can be though of as a linear progression; however, in the model of an unordered set of universal snap shots, it is possible to take any number of paths to reach a certain destination. That is to say, the current state of existence is not entirely dependent upon the events that came before. Although there is a probabilistic impressional influence, it is dependent upon the current frame now. With each and every moment a new frame is introduced and an entirely new universal reality is experienced. There exists a web of possible paths to the same point; the past is not entirely real as a separate entity from the present, it is a way of seeing a possible probability for the future present. No matter the frame, one cannot ever experience the past or future directly. It is only experienced within the present moment. Even the idea of reminiscing about the past or idealizing about events to come is here and now. There is no way to escape the current moment.
Time is intrinsically interrelated with the notion of frequency, or rather the idea of vibration per unit time. Drawing back to the motion picture metaphor, time bound experience is woven though the continual refresh of numerous snapshots. Zooming in toward the base foundation of existence, everything, in time, is in a state of vibrational flux refreshing at the quantum level of plank's constant. Time is, in a sense, a side effect of experience. Without it, there could be no perceived difference at all. Once again, each frame of existence has no movement. Time gives the illusion of change by continual movements though parallel reality upon parallel reality.
The true reality that one lives is within the present moment now. Humans tend to live in a place that is not really here. That is, a lot of energy is put into concentrating on a good time coming tomorrow or into worrying about what may happen next. In this way, we develop a chronic anxiety of time though living within an abstraction rather than something that is tangible and real. The future is almost seen as more important than the present; but it is impossible to plan the future unless we plan in the present moment. It seems that within the current framework of society what is coming next takes upon a greater value than what is appearing now. One goes into school with the ambition of earning good grades to then get into a good college to then acquire a good job to then what? There is a continuous ladder that one is climbing – reaching for some unknown goal. However, after sometime you wake up saying I arrived, I am here. Although, perhaps with some disappointment. This is colloquially referred to as a midlife crisis as for your entire life you have lived for something that is not real; the now was never good enough. Living for somewhere where you are not can cause problems. There is not much use for planning for a future to arrive at the future to plan for the future. One really cannot life at all unless one lives fully now.
What would life be like if you could fulfill whatever wish you desired instantaneously? What would happen after a while? It seems like there is no real fulfillment without delay, and impatience with time tends to lead towards frustration. To be able to enjoy the music, we must listen to it now. And immerse ourselves completely. When one can come to the realization that the present is the only place that one lives, and that the past and future are only useful illusions, one can really settle into the present moment. T.S. Elliot, in his poem “The Four Quartets,” writes:
Time present and time past
Are both perhaps present in time future,
And time future contained in time past,
If all time is eternally present
All time is unredeemable.
A Buddha, or awakened one, is literally thought of as a person who has woken up to the reality that all time exists within the present moment. This person is one who recognizes truth of the equality of past, present, and future by clearing the mind by existing now. There is a statement in Zen Buddhism that goes, “spring does not become the summer, first there is spring then there is summer.” This Zen quip establishes the idea that time is composed of a series of frames that are each separate and complete events. And while there may be a gradient present within the transformation, each is thought of as whole that is independent and separate from one another.
Furthermore, time, just as experience itself, is subjective and relative. Depending on the scenario time can seem to fly by or crawl along. For example, one may take a thirty-minute nap and have a dream that seemly lasted for day, as time is dependent on the abstract experiencer of experience. Within the idea of the three dimensional time space matrix, one is always at the ground zero of the present. In this way, the past is the present moment; the future is the present moment. There is nothing other than present. Probabilities are continually fluctuated but there is no fundamental difference.
For all human beings time is a matter of extraordinary importance. Man is a time binding animal; a creature that is viably aware of the fact that time exists. To most it is experienced as a solid line straight from birth until death. From one deterministic perspective it is fixed and unmoving fashioned out like an unwavering arrow pointing toward the events of life. But is there another way to frame this argument? What of the perspective that everything exists throughout all times deterministically laid out as the total set of infinite events with time simply being the driving force of animation?
Fundamentally, for experience to exist there must be change. Time drives experience and allows for the game of life to be more than just a beautifully intricate picture. It refreshes the continual movie, and at a certain level time can be though of as the source of all experience based existence. However, at the very core, everything is composed of the same stuff, the same primordial matter, energy, or being-ness. There is no such thing as a thing; that is a separate thing from everything else just as there is no such thing as a past or future that is separate than that of the present. Each moment is a separate and whole probabilistic reality that is not dependent upon a certain path; it is a complete snapshot that can be accessed though a web of probable paths. Every moment in time, a different 'you' is created; every moment in time a different universe is accessed. Time flows as a river creating ripples, eddies, and patterns over the sometimes-rocky course of experience. Everything has already been set in stone, but that does not mean that one path is paramount.
where are we going as a species?
we are growing exponentially, but where exactly are we headed?
the world can change tomorrow.
what once we tried to bind
we're now told to untie
myself from the picture
my tint from the night
my root from the ground
and the leaves from my height
if not for the limbs that
hold me at times
i'd feel no more interest
the world third eye's blind
live for the moment
die for the past
remember the music
sing while it lasts
but know most important
is dance while you can
dance while you can
let's dance while we can
a new weaving motion
our bodies the string
let's twine a fabric
let's sew a dream
WE is one word
we are one mind and
we are one birth
we die together
when one dies alone
so forget displeasure
let's make our words known
live for the moment
die for the past
remember the music
sing while it lasts
but know most important
is dance while you can
dance while you can
let's dance while we can
a collab with chase dubois
Within this vast and beautiful universe of existence that we call home, a myriad of perspective permutations can be called upon and experienced subjectively through the idea of personhood. For some it may take form though the progression of time, or rather, though the layering of continuous events and through the summation of the experience gained an emergent quality that takes on more than the sum of its parts can become apparent. However, this claim is subjective, and is processed though a personal perspective on both on the end of the writer, on the end of the reader, and on the end of the abstract experiencer of experience. It wholly depends on how the events are perceived, and the question of whether or not this perception is deterministically dependent on the physical manifestation of matter remains unclear. Imagine the hypothetical scenario where a Star Trek like transportation device is, in fact, a reality. If all of the physical components that comprise your body are replicated and transported with the consequence of the destruction of the original copy, are you still you? Well, yes and no. In a more general context, are you still the same person that you were ten seconds ago? Well, yes and no.
At no point in time do the substances that compose one’s body remain still. Energy, almost as a principle, is continually changing and recycling though all forms of the universe. To quote the influential astronomer Carl Sagan, “The cosmos is within us. We're made of star-stuff. We are a way for the cosmos to know itself.” The fact that the cosmos exists within, both physically as forms of matter and energy and metaphysically through the property of existence is a powerful conceptualization of the idea of unity. Energy exists within a state of flux; through its existence, it is evolving within time -- each and every snapshot of being is an entirely separate and complete event. Time flows as a river creating ripples, eddies, and patterns over the sometimes-rocky course of experience. Although the patterns may change, the driving source of flow is still in perspective control. As we dig deeper into external sources for the true nature of reality, we are continually reflected back within ourselves. No matter the form, you are you. Energy cannot be created or destroyed.
The idea of the formulation of the concept of the self, once again, is entirely dependent on the perspective that is accessed. Physically, I am compromised of all that came before; I am an amalgamation of the totality of history up to this point. The quantum mechanical eddy that comprises my physical form contains wiggly vibrations that were shaped within stars. In fact, probabilistically, I am composed of a, very small compartmental wise, percentage of all that has ever existed -- if the assumption of the big bang is taken as truth. I am the river, and I am the flow.
At one level, the perception of myself is that of a human individual whose form was assembled through a permutation of energy. My body is (perceived as) separate from the energy that surrounds it, and my being is seen as different from all other life in the universe. I am an individual, or so I think, or so I believe. But this is only one way of looking at things. The ego-self and the personality-self can be different than the universal-self. In the example of the teleportation device, the universal-self is, fundamentally, the same. Existence implies its unchanging nature. This can bring us full circle, but there is more to be discussed.
Some important considerations of the hypothetical teleportation device to bring to mind are the assumptions that are made in its inception. Within the framework of an infinite universe, a true self-retaining teleporter would need to be able to scan, identity, and copy all levels of energy contained within its area of effect. If it only copied what we currently understand as matter and energy, much could be missed. How can we know a perfect copy is produced when we do not perfectly understand the universe? Simply put, the fact that we do not know what we do not know is a limiting factor.
This hypothetical scenario can be thought of as a critical junction to the question, does death exist? On one level the answer is obvious. Yes, death exists. People are born, their bodies grow old though the progression of time, and, after a certain amount of experience, it decays and dies. But, am I my body or something else entirely? I take a human form, but even if all of my atoms were vaporized, I would still be a collection of vaporized atoms existing within a universe of existence. Even if my body were to shut down and fail, the physical parts of my being are recycled throughout. In death, I am given birth to new forms. The perspective would be much different, but fundamentally, you would still be you as parts that are contained within existence. The point is that you are the universe at a very fundamental level. And assuming the universe is not created or destroyed, than neither can you at this fundamental place of existence. You are the rotating stars, you are the essence of the spiral of the galaxy in which you inhabit, you are the creation and you are the creator.
Consciousness seems to acts as a mirror and it uses the tools available; it utilizes tools such as the brain and the body to sculpt experience. There is no self as a separate being from the rest of the world. My hands are the same as the air that surrounds them in the sense that they are composed of different variants of energy. However, energy is a fluxuation, a perspective permutation of the universe. So, am I still the same person that went through the teleporter? Yes universally and maybe personally -- depending on the assumptions inherit within the technology of the device. Even if my three dimensional corporeal form is copied over with one hundred percent accuracy certain higher aspects that may affect the idea of “who I am” could be modified.
However, personhood, to an extent, can be thought of as an illusion of the idea that fundamentally one exists purely as a universal and infinite existence. The teleportation problem can be thought of a metaphor that you are who you believe you are as there is no such thing that is separate from anything else. The self is a subjective and an extremely abstract concept that is able to take numerous forms. It can be fashioned as a literal infinite degree of perspective – even within the perspective of personhood as being a composition of the body. There exists the here defined molecular-self, the cellular-self, the organic- self, the human-self but at what level are you truly you? To me, you are you at all levels; it just depends on how you look at it. However, this can be somewhat difficult to grasp as we, currently, are filtering though the brain and though the body and even more importantly though the human experience. But this is just a part that I am playing as one aspect of the greater self, or the universe.
Once again, it is all about how you look at it; it is all about perspective. After a while everything takes on such an abstract nature that is impossible to forget. After a while, one seriously beings to ask the question “what is anything anyway?” but this question is necessary to allow oneself to step back from the current perspective. It seems that the only thing one can prove to oneself is that one exists; that one is playing a role and living a life as a separate but intrinsically interconnected being of existence. On a certain level, everything exists within; there is no such thing as outside from the universal perspective. You are everywhere but at the same time can be nowhere else but where you are right now. The comedian Bill Hicks in talking about drug induced perspective experiences summed things up in a rather vivacious way by saying, “Today a young man on acid realized that all matter is merely energy condensed to a slow vibration, that we are all one consciousness experiencing itself subjectively, there is no such thing as death, life is only a dream, and we are the imagination of ourselves. Here’s Tom with the weather.”
So, after I walk through the teleporter, I am changed, but in a certain way I am no different than the changes that I take upon myself by walking though time. Within each and every snap shot of existence I am teleported into the next probable moment. The eddy of energy that encapsulates my incarnated body is continuously flowing and being transformed. In an infinite universe, every possible perspective has already been written out; it is just a matter of how one flows though the metaphorical grooves. The self, just as the universe, composes an infinite degree of perspective and possibility that is influenced by belief, and intent. Who am I? I am a human being. I am a personality. I am my brain. I am my body. I am energy. I am the universe. I am existence. I am (god).
money and value
oh how do you
We are living in the world that we think collectively has the highest value. We choose to do x y and z. It is what is valuable to us! So let’s think about why. Why do we think suffering is valuable? What do we have to learn?
The ‘invisible hand’ touted by economist Adam Smith was accurate at the time as the force of the economic system was unconscious and under the radar. Now our value system is brought into the light. It is a hand that we can control. It is obvious that we collectively pick our value and current state.
don't fight fire with fire.
don't put out what you wouldn't want to receive,
and don't let others tell you what to believe,
for it comes from inside, it comes from yourself
whether as sickness or though perfect health,
don't fight fire with fire.
just know that it is your choice, you reap what you sow
and just as plants learn how to grow,
the children of men are beginning to see
how they treat others, how they treat themselves,
how they act, and who they want to be
are one in the same with no separation.
so don't fight fire with fire, you may just be thirsty.
here, have a drink.
Our collective potential is staggering. It’s all about where our value is placed. We could literally do anything. We are on a little earth in space. It’s relative. We are everywhere and are nowhere. How we define ourselves is paramount. We define ourselves as a species conflicted by war and a history of violence. Oh but its of our very nature! Oh how easy is it to pass over responsibility to the way of things. However, when we do collectively wake up to our true potential, we will truly remember how to be completely happy and to be completely sad as there’s no such thing as good or bad. Embracing the truth that everything is every thing will free us..
like everything else
on the ride
on with great
pride in the knowing
and the choice of love
soar up into the sky
high oh my
so far inside
Citizens’ Council: “Unification, Solidification, and Determination for A New Order” November 5th 2077
Throughout history, empires have risen and fallen, and the political barriers that seem to divide us so sharply are continually being blurred. To put it simply, nations are more than lines on a map; they are more than lines that divide and separate. Political States are given life by ideas from the individuals that grant them validity. So, what are our ideas, and where does our power lie? In the coming days, we the Citizens’ Council will be granted an invaluable opportunity. Now is the time to employ a new order.
Fundamentally, all are given all, and in the same sense, everyone is intrinsically equal no matter the powerbase or legal structure in place. In this order, there exists a protection of choice in so far as it promotes the protection of choice. Autonomous consent is a required for a choice a to violate the intrinsic equality given to all.
A republic, by its very nature, can never be truly free as it is built on the idea that one minority must rule over a majority that is entirely irresponsible for its own well being as well as also being either mostly ignorant or indifferent of the way of things. A free “republic” is nothing but a farce, and a free state is not simply a nation on a map. Remember, all are given all.
Within this new order, any individual, regardless of race, creed, color, situation, circumstance or environment can play a part. Thus, the idea of citizenship can be thought of as gradient rather than an absolute black or white. Within the current technological framework, it is possible to decentralize legislative and executive powers to each individual connected within the network. Groupthought, as opposed to groupthink, can be achieved. It comes from a collective responsibility that decisions are made and citizenship, not restricted by lines on a map, can be achieved. Participation, collaboration, and culture will all play a vital role within the order. Furthermore, information must not be kept in secret or held private by any individual or group as a transparent society elevates all of those who are involved. Within a transparent society, we are all the judge and the jury. Remember, all are given all.
Just as governmental authority comes from us all, value comes from us all! The economic freedom to life and the economic freedom of having a choice are imperative. Without these central ideals, we are all simply disposable cogs in a machine; slaves to our real masters -- our own deluded sense of value. Through the placement our own subjectively objective sense of value we have forgotten our brothers and sisters in ghettos across the world in place of luxuries in the moment. This can and will stop but only when we deem it necessary. Technology has connected us all and connects us to a new sense of collaborative value. What is valuable to the individual as well as the collective? Now we will know.
Life is ruled by these glowing rectangles, but this isn’t something that should get us down. We should be empowered by mindfulness and the connections that we share.
Think about the growth of potential. How the growth of information, interconnection, and data manipulation is sculpting life itself. The universe is readily organizing and analyzing the bits of its very creation. It’s also playing angry birds and sending snapchats. It’s endlessly scrolling and seemingly zombified by its very power. But just imagine the potential!
Throughout human existence, individualistically and as a species, we have yearned for truth, and through the process of life itself we have constructed layer upon layer of idea and experience. And while time continuously ticks forward within the present moment, we are fervently pressing toward our asymptotic goal of completely knowing and understanding existence. As we dig deeper into external sources for the true nature of reality, we are continually reflected back within ourselves.
Within the current scientific paradigm, the idea of causality has seemingly taken hold. The smallest building blocks of matter are thought as probabilistic billiard balls initially set in motion and interacting simply by chance; every action tracing its lineage back toward the initial spark of the big bang. However, quantum mechanically we are painted an uncertain picture about deterministic and causal properties of reality. As we zoom in further and further into physical nature, we find that the very properties that define up its rigid definition become wiggly. As shown in the double slit experiment, matter exists dualistically as an observer collapsed probability of potential. We are finding that the very nature of existence itself exists as a state of potentiality and probability. Almost nothing, other than the ever-changing nature of existence, is set in stone, or can be accepted as truth.
But what is all of this anyway? The nature of free will and consciousness is seemingly trapped within an ever-encompassing veil of predicted order without a holistic perspective. Fundamentally, everything is composed of the same stuff, the same primordial matter, energy, or being-ness. There is no such thing as a thing; that is a separate thing from everything else. Everything is everything, and when you really get with that idea, the field of all encompassing potential can be seen from an elevated perspective. From a transcendental point of view, the universe is unlimited and infinite in scope; everything exists at all times. All states are perspective permutations. With this thought in mind, the problem of free will and the hard problem of consciousness can be simply seen as self-imposed ideas. There is not a problem unless one is created! From the transcendental perspective, a cause does not need to have an effect nor must an effect have a cause. Free will depends upon the perspective and definition. Perspective is a construct.
Just as life itself, the idea of freedom originates from a subjective point of view. It is an abstract and multifaceted concept that, depending on the perspective, can interlock in a seemingly contradictory manner. From one standpoint, freedom is defined as the ability to act upon one’s desires without hindrance or restraint, but it’s all about the perspective. The most truly free man could be locked up within a cage for his entire life. Freedom is a state of being that is self-validated rather than originating from an external source.
Another way to define freedom is as the field of potential. One tenant of Buddhist thought stems from the idea that desire and ignorance lie at the root of suffering. Becoming desire less, or rather eliminating expectation, is a path toward nirvana; a metaphor for true freedom. The realization that holding on to one individualistic outcome is limiting to a literal infinite degree brings understanding to the idea of freedom in relation to desire. In this way, freedom can seem tricky. On one hand, it is about the individualistic pursuit, but through its very action it is limited in its scope. Freedom is a balancing act between sitting in the drivers seat and going with the flow.
The idea of free will is inherently a subjective gradient of recognition and knowing of experience. Viewing life simply as cause and effect on its own volition does not inherently erase meaning from existence. Perception acts as a construct, and the truly free will is free to be limited. Remember the old adage it’s the journey not the destination? While only the source of existence has and is true freewill, this does not diminish the quality of the limited nature of the universal essence that is spread throughout all things. Rather, it amplifies as this source is contained within every unit of being, and regardless of scenario, the simple truth is that of existence.
Existence can only be; existence cannot not exist. I am, that is a fact. This is unquestionable. I exist, and though this knowing I am set free. By letting go of certain expectations and desires, the full field of potentiality is still expressed as potential and not limited by cause and effect. By taking the dualistic approach in life of going with the flow while still sitting in the driver’s set, much can be learned. Existence implies true freedom just as true freedom implies existence. Imagine, just for a second if you can, the conception of true infinite freedom. Just be sure not to miss the point, you’re it.
there was a time.
there was a time
where i thought it was mine
it was my right to shine
while others couldn't even find
the means to get by
but we were all just too shy
our pockets too heavy
with coin whose values are mixed
just as our own
it's a symbol and we have shown
that we give it worth
we give it birth
so where can we go
where can we see
a future for both you and me
and some may say it's a problem of numbers
but does that not make you wonder?
how potential is viewed, and life blundered?
I have made progress on this software. cool!
Reject the impossible.
Expand into N-Space.
all are given all
everyone is equal
information is free
choice is consent